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Mortgage rates fell to the lowest level of the year this week, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed that the average rate on the benchmark 30-year fixed mortgage fell to…

Happy birthday, Social Security! President Franklin D. Roosevelt signed the Social Security Act into law on August 14, 1935, establishing a program that would grow over 90 years to become the foundation of retirement security in the United States. As…

This article was written byFollowPower Hedge has been covering both traditional and renewable energy since 2010. He targets primarily international companies of all sizes that hold a competitive advantage and pay dividends with strong yields. He is the leader of…

When something goes wrong with an AI assistant, our instinct is to ask it directly: “What happened?” or “Why did you do that?” It’s a natural impulse—after all, if a human makes a mistake, we ask them to explain. But with AI models, this approach rarely works, and the urge…

OpenAI’s GPT-5 model was meant to be a world-changing upgrade to its wildly popular and precocious chatbot. But for some users, last Thursday’s release felt more like a wrenching downgrade, with the new ChatGPT presenting a diluted personality and making…

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Most of what I know about soccer I learned from watching Ted Lasso. It turns out that an “own goal” occurs when a player accidentally scores a goal against their own team. Sadly, this embarrassing phenomenon comes to mind almost…

On November 2, 2022, I attended a Google AI event in New York City. One of the themes was responsible AI. As I listened to executives talk about how they aligned their technology with human values, I realized that the…

Retirement account owners above a certain age must take annual distributions from their accounts each year, known as required minimum distributions. Failure to take the full distribution can incur a penalty. The good news is that the penalty recently was…

Deciding where to live in retirement is one of the most important decisions you’ll make that can significantly impact your quality of life. If you’re transitioning into retirement or have recently retired, you owe it to yourself to compare alternatives…

Stay informed with free updatesSimply sign up to the Financial services myFT Digest — delivered directly to your inbox.Back in 2007, just before the global financial crisis, Chuck Prince, then the ill-starred head of Citigroup, famously told the FT that…

But the competitive landscape for AI-assisted coding platforms is crowded. Startups Windsurf, Replit, and Poolside also sell AI code-generation tools to developers. Cline is a popular open-source alternative. GitHub’s Copilot, which was developed in collaboration with OpenAI, is described as…

Mortgage rates ticked lower this week, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed that the average rate on the benchmark 30-year fixed mortgage fell to 6.74% from last week’s reading of…

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I recently visited a friend who is in his 80s and was hospitalized after a fall. He did not know where he was, was convinced lawyers had come to visit him in the night (a truly horrifying thought), and was extremely agitated. While it…

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